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Your smaller, less valuable watercraft can be added on your homeowners policy, however for the most comprehensive coverage and the peace of mind watercraft should be insured on a special watercraft policy. Your rate is based on value, length, total horsepower, max. speed, amongst few other factors.
•Watercraft insurance can feature the following coverages:
total loss replacement- your watercraft will be replaced with a brand new one of similar make and quality
•Replacement sot fishing equipment •Replacement cost personal effects-coverage for your personal items, including cameras, clothes, cell phones etc. •24-hour Roadside Assistance- covers trailers and tow vehicle •Emergency Towing and Labor- provides on-water towing service •Wreckage Removal Coverage •Property Damage Liability-includes coverage for fuel spill cleanup •Medical Payments-includes coverage for water-skiers
For more information on watercraft insurance please contact us.