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Condominium

Condo insurance is designed to protect the owner-occupied condominium unit owner. Coverage provided under this policy is personal property, loss of use, personal liability, and medical payments. It also can provide dwelling coverage of improvements and betterment coverage, depending on master policy (association insurance). 

Most master policies will require the condo owner to carry some coverage for interior walls (studs in). This coverage will cover interior walls, flooring, lighting fixtures, and improvements you made (only to your unit).